How to Make a Water Damage Claim
You don’t want to have to make a claim for water damage, but you’re thankful you have that protection if something does go wrong.
How To File A Claim For Water Damage
Do you ever pay your monthly insurance premium and cringe at the amount of money you spend? You’re not the only Hollywood, FL, homeowner to stress out about these costs. On the other hand, with proper coverage, you can spare yourself grief and much more financial stress in the event of bursting pipes or other issues that leads to flooding at home. If water has damaged something in your house, you must understand the claims process so you can get the help you need.
Key Points to Know
You don’t want to have to make a claim for water damage, but you’re thankful you have that protection if something does go wrong. To alleviate your stress during this already anxious time, considering the following:
- Know the extent of your coverage. What does your policy cover?
- Document the type and extent of the damage.
- Contact the insurance company as soon as possible.
Get Familiar With Your Policy
You have homeowner’s insurance for a situation just like this, so put it to good use. However, policies can differ, so it’s crucial you know what yours will cover and not cover. Find out whether your policy will cover the cost to fix a broken pipe and other problems that have occurred due to deterioration over time. These are often your own responsibility. However, more disastrous situations such as sewer backups or storm-related problems are usually covered.
Whether bursting pipes cause flooding in your home or whether the problems come from Mother Nature, you should take photos of all the affected areas and what caused the water damage. Also, describe in writing how the flooding occurred and what it damaged.
Get in Touch With the Insurance
Call your insurance representative and discuss the incident in detail. At this point, you can formally file a claim and ask any questions. This is also the ideal time to contact a disaster cleanup company.
Not sure whether your insurance will bursting pipes in your house? Follow these steps to make sure you properly file a claim.
Partial Loss: What You Should Know
If you need assistance with emergency planning, or if you are currently dealing with fire damage and loss, contact SERVPRO, we can help you!
What You Should Know About Partial Loss
Fire loss refers to damage caused by the initial blaze, but partial loss refers to the damage that is not overwhelmingly apparent upon your initial walkthrough. Beyond the potential for hidden damage, you should be aware of the problems associated with partial loss recovery.
1. Hidden Damage
Smoke damage is responsible for most issues of partial loss. The residue left by smoke can infiltrate your electronics, appliances and even ductwork. Smoke carries an electric charge, and the soot left behind has specific acidic properties, both of these characteristics can be detrimental to your property and your health.
2. Sight Lines
Fire loss is usually worse in certain areas of the property, the spaces affected by the blaze. However, to ensure continuity across your facility, it is crucial that repairs to the most damaged areas match into the untouched areas. This refers to sight lines, or continuity of appearance, which is essential for business and should be covered by your insurer.
3. Slow Response Times
Another problem associated with partial loss is slow response times, especially if a fire or disaster includes more than one property. Insurance adjusters are often overworked, and if your property is still functional, you will probably have to wait. However, you can continue to call and plead your case, as any type of loss can cause business interruptions.
4. Inspections and Contractors
It is vital to research your contractors because some will try and avoid required work. Sight lines and appearances are all a part of the recovery process, but some contractors will try to convince you that fixing only a portion of your roof is necessary, despite the replacement shingles not matching. Don’t let this happen to you, before starting a fire restoration project reach out to a disaster restoration specialist in the Aventura, FL, area who is used to the work you are requesting.
Fire loss is bad enough, but partial loss comes with a slew of problems all its own. Pay attention to hidden damage and make sure that your insurer and contractor are focused on your needs.
Mold in Your Home: Identifying Problems Before a Disaster
Mold growth can lead to expensive repairs. Avoiding major disasters is the best way to avoid costs, which is where due diligence comes into play.
Mold In Your Home: How To Spot Issues Before They Turn Into A Disaster
While high humidity is a contributing factor in most instances of mold growth, fungus thrives on moisture, period. Therefore, even with dehumidifiers, a leak in your wall cavities can lead to mold development. It is true that you can prevent the development of mold colonies, but the idea that you can eliminate every mold spore is a myth. Mold spores are present everywhere, and despite your best efforts, they will find their way into your home. The best you can do is identify potential problems before they become large-scale disasters.
1. Minimize Moisture Buildup
Since mold loves moisture, it is necessary to prevent as much moisture buildup as possible. Invest in dehumidifiers and proper ventilation for areas where it is needed. Your basement and attic are likely target areas, but don’t forget about your kitchen, bathroom and laundry room.
2. Pay Attention to Changing Smells
Mold growth produces a very distinctive smell. It is typically musty, and it is often accompanied by a heaviness, or dampness, in the air. If you notice an odor like this that does not dissipate, then you may have a mold problem that requires an inspection.
3. Maintain Property Maintenance Schedules
Water damage is one of the leading causes of mold development. Therefore, it is essential to keep up with plumbing maintenance. Additionally, you can inspect your doors, windows and roofline to ensure that the areas are all sealed correctly and that no moisture is seeping in from the outside of your home.
4. Resolve Issues Immediately
If you come across water leaks, roof damage or mold, a mold remediation specialist in the Hollywood, FL, area can help. They can offer immediate assistance, which is essential because mold spreads quickly, beginning to grow in as little as 12 to 48 hours and colonizing within 12 days.
Mold growth can lead to expensive repairs. Avoiding major disasters is the best way to avoid costs, which is where due diligence comes into play. If you minimize moisture, focus on odors and maintain proper maintenance schedules, then you can prevent most cases of mold development.
How To Salvage Your Home’s Contents After a Fire
SERVPRO of Hollywood/Hallandale and Aventura was called to help remove the burned items and remove the walls to begin the cleaning process.
How To Recover Your Home's Contents Following A Fire
In Biscayne Park, FL, fire can be a devastating and life-changing event for you and your family. Next to your family members, your home and its contents may mean the most to you and offer you security and peace of mind. You have worked hard for what you have and the thought of losing it all is heartbreaking.
If a fire breaks out there may be structural damage to deal with and the loss of your possessions is hard to face. It may be possible to salvage items that are mainly affected by residue and odor. Fabric items can be helped by dry cleaning and laundering. Hard surfaces can be washed. In what ways does content cleaning after a fire make items usable again?
How Content Cleaning Saves Your Possessions
•Dry cleaning often helps remove odors and stains from clothing, curtains, bedding, and other fabric objects.
•Content with smoke damage (papers, etc.) can benefit from ozone treatments
•Scrubbing and washing hard surfaces can remove harmful residue and toxins
•Ultrasonic cleaning helps remove grime and odor from non-porous items
•Arranging for content storage for items that have been cleaned prevents recontamination while the home is being repaired
Pay Attention to Smoke and Residue
Even in areas of the home that were unaffected by flame and water damage, harmful and even toxic substances may be deposited everywhere air can penetrate during a fire. This means cleaning heat ducts, light fixtures, carpeting, fabrics, electronics, dishes, toys and virtually everything else you can think of.
All that content cleaning sounds overwhelming, and is, but you can call emergency restoration services in Biscayne Park, FL, for the help you need. They can help you determine what items can be saved by washing, dry cleaning or ultrasonic methods, and other means. They can also set up ozone generators to destroy and eliminate odor from smoke, bacteria and microbes. Get the help you need to put your home and belongings back in order so that you can once again enjoy peace of mind.
3 Steps To Take After Your Home Sustains Water Damage
Whether a flood is caused by a natural disaster or broken pipes, removing water from your home can help to prevent extensive damage from occurring.
After Your Home Has Been Flooded, There Are Three Things You Should Do.
Water damage in your home in Miami Shores, FL, can make you feel overwhelmed. You want your home to be restored as quickly as possible, but you may not know what to do after your home is damaged. However, there are several things you can do to begin the cleaning and restoration process.
1. Act Quickly To Remove Water
Whether a flood is caused by a natural disaster or broken pipes, removing water from your home can help to prevent extensive damage from occurring. If an appliance or a pipe is causing water to flood your home, start by turning off the water. If there is only a small amount of water, you can use towels or mops for water cleanup. Otherwise, airing out your home can help water to evaporate more quickly.
2. Be Mindful of Damage
Although it’s often helpful to quickly remove as much water from your home as possible, it’s also important to be aware of potential hazards in your home. Water damage can often cause structural issues, which could make it difficult to enter the home. Mold growth can also occur shortly after a flood, which could impact your health. As you go through the water cleanup process, it’s wise to be aware of your environment.
3. Restore Personal Belongings
Once water has been removed from your home and damage has been identified, you can turn your attention to your belongings. Clothing items, rugs and other belongings made of cloth may need to be sanitized at a dry cleaner’s shop. If minor flooding has occurred, you may be able to simply wipe some of your belongings with hard surfaces dry, whereas a larger flood may require you to replace items.
Understanding what to do after water damage occurs in your home can help you prevent further damage from happening. You may find it useful to work with water and flood damage restoration professionals.
3 Tips for Outdoor Sprinkler Maintenance
If you think an irrigation system malfunction may have compromised your property, then water damage and restoration service may be able to help.
3 Maintenance Tips For Outdoor Sprinklers
Many North Miami, FL, businesses employ irrigation systems to help take care of their lawn. Proper irrigation maintenance is important to help keep these systems from malfunctioning which could lead to costly damages. Here are three tips that may help keep your system in order.
1. Check Everything Regularly
Regularly looking your system over can help you know when something goes wrong, before it causes a disaster. You should be able to see if any sprinkler heads are out of position, and if they look damaged before your turn the water on. You should also be able to clear away any debris which could redirect water flow and cause flooding.
2. Adjust as Needed
Depending on the system, and the season, irrigation maintenance needs may change. Updates may be available for your system which could help you save water. These updates may also add efficiency to your system and help your company save money in the long run. Similarly, seasons could affect the irrigation needs. At times when your area gets regular snow or rain you may choose to use the sprinklers less than when the area is dry.
3. Take Care of Problems as They Occur
Whenever you experience problems, such as sprinkler flooding, it’s best to take care of the issue as quickly as possible. This can help prevent overflow getting into your building and causing water damage. If you think an irrigation system malfunction may have compromised your property, then a water damage and restoration service may be able to help. They can assess the situation and make any repairs that may be needed.
Following these irrigation maintenance steps can help you prevent some major problems with your system. Remember to look over your irrigation regularly, adjust your system accordingly for seasons and updates, and to take care of issues as they arise. If you do have any problems a professional may be able to help.
How To Clean Your Gas Cooktop Like a Pro
Small kitchen fires and home floods can destroy the condition of your cooktop.
How To Clean a Gas Cooktop Properly
The last thing most professional chefs in Hollywood, FL, do before calling it a night is to clean the gas range. As you probably know, range cleaning can be an unpleasant chore. Still, you don’t want a lingering smoke smell to ruin the comfort of your home. Here are some tips for cleaning your gas cooktop like a pro.
1. Remove Grates and Burner Covers
When pots boil over, liquids often make their way into hard-to-reach parts of your gas cooktop. The best way to completely clean your range is to remove the grates and burner covers. This can be intimidating, but it doesn’t require a degree in mechanical engineering. Most grates simply lift off, allowing you to access burner covers. These usually unclip and remove with just a bit of effort.
2. Work With a Scrubbing Sponge
Cooked-on food particles can be difficult to remove. While there is no substitute for elbow grease, you can increase your odds of achieving a sparkling gas range by working with a scrubbing sponge. The abrasiveness on the rough side of these sponges makes quick work of tough spots. While using a commercial cleaner can remove baked-on food, you may want to use lemon juice or vinegar. These nontoxic cleaning products have been friends of professional chefs for years.
3. Use a Restoration Service
Sometimes, everyday use isn’t to blame for a dirty oven. Small kitchen fires and home floods can destroy the condition of your cooktop. If your stove has been through one of these, you may need the assistance of a professional restoration service. Technicians often have the training, equipment and skill to help salvage your oven after a home disaster.
Nobody enjoys cleaning gas cooktops. Nonetheless, if you want a clean kitchen, you can’t afford to ignore the condition of your oven. By taking some queues from the pros, you can be certain your gas range stays in tip-top shape.
How Water Damage Restoration May Look in Your Home
When your home requires water damage repair and restoration, our crew is here to help! We're standing by 24/7 to respond to your emergency.
Aspects of Water Damage Restoration in Your Home
Water from broken pipes, a leaking water supply line, or flooding can lead to swelling wood, soaked carpet, or other types of damage. Homeowners dealing with these problems in Aventura, FL, may be wondering what the restoration process may look like for them. There are a few things to expect depending on the type and severity of the damage.
1. Materials May Be Salvageable
You may be relieved to know that in many cases the materials that comprise your home can be saved. Hardwoods are more naturally resistant to water damage than many softer materials, so if swelling wood is caught in time, a flood and water damage specialist may be able salvage the floors. Similarly, drywall can be dried and sanitized, although you may need to do some cosmetic cleanup, such as adding a new coat of paint.
2. Replacements May Be Needed
Depending on the damage and materials around it, you may find that replacing some parts of your home is necessary. Some examples of this may include soft woods, such as ply-board cabinetry, that soaked in too much water, or carpet soaked by a tainted water source.
3. Changes May Need To Be Made
In addition to your water pipe repair and restoration of the damaged areas, there may be some additional changes your water damage professional may recommend for your home. These may include measures that can help you prevent future problems, such as landscaping changes to direct water away from your home, changes to your plumbing, or the installation of a sump pump to help remove water from your basement.
In many cases, swelling wood may need to be replaced. Other materials may be able to be dried and restored. The exact restoration process will depend on the materials and type of damage that occurred. A professional may be able to answer any specific questions you may have.
5 Steps To Remove Flood Odors From Your Business
This Customer was worried about flooding, but luckily with SERVPRO professional's training and experience, the business was restored back.
5 Steps To Getting Rid Of Flood Odors In Your Business
If a flood hits your business in Golden Beach, FL, there may be a strange, unwelcome odor permeating the air and displeasing customers, employees or yourself. Depending on the source, there are multiple ways to treat the problem. Whether it’s mold growth or something else, you can act to remove the smell with these five steps.
1. Ventilate the Building and Evaluate the Situation
If there is a window or door that can be opened, it should be. This allows any lingering scents to disperse. You can then work to identify and locate any centralized, problematic scents still remaining in your business building.
Once the problem is located, you should decide how to proceed. If sewage loss is causing the odor, it’s best to stay away from the contaminated water and contact a professional.
2. Dry Wet Carpeting and Flooring
Carpet holds moisture rather well, and it may be the source of the scent that is overwhelming your business. A wet and dry vacuum, which can be rented if needed, can shampoo the carpet and then dry it afterwards. This sanitizes the area to potentially remove some of the bothersome smell.
3. Scrub Moldy Surfaces
Mold growth left alone will continue to reproduce and spread along with its musty odor. Any visible growth on a solid surface can be treated with thorough scrubbing using a solution such as vinegar.
4. Spray Furniture and Upholstery
If you have access to a spray bottle, furniture can be sprayed and scrubbed the same way as hard surfaces. However, porous materials are likely not able to be fully cleaned this way, since the fungus settles deep within.
5. Consult Professionals for Extensive Cleanup
Not everything can be done without commercial grade machines and proper procedures. An expert storm and mold damage treatment company can help remove problems caused by floodwater and other water damage.
When dealing with flood odors, most do-it-yourself remedies will fix only the symptom. With an expert team’s help, you can remove most of the unwanted smells alongside any mold growth or other nuisance.
How To Save the Contents of a Building After a Fire
SERVPRO uses specialized equipment and techniques to remove smoke and soot from ceilings, walls, and other surfaces caused by fire damage.
After A Fire, How Can You Save A Building's Contents?
Fires can cause a lot of damage to businesses. Not only is there usually structural damage to your building, there are also losses due to the business being shut down during the restoration process. If you’ve suffered a fire you may also be concerned about losing inventory, equipment and other supplies to smoke damage. The good news is that the smoke damaged contents of a building can usually undergo dry-cleaning and be restored to their original state, saving you thousands of dollars in replacement costs. A fire damage restoration company in Golden Beach, FL, can handle the content cleaning for you.
What Can Be Cleaned and Restored
You may be surprised by the items that can be cleaned and restored after a fire. Resist the temptation to throw anything away until a fire remediation specialist has had a chance to assess the contents of your building. All of the following can potentially be salvaged after a fire.
• Drapes and curtains
• Television Sets
How Contents Are Cleaned
Dry-cleaning is just one method used to rid your belongings of smoke damage after a fire. For more seriously affected materials, a method of wet cleaning is used to remove heavier smoke residues. Some upholsteries may be damaged by wet cleaning so they are restored using specialized foam cleaners to prevent shrinking and bleeding. The cleaning of electronics is handled by specially trained technicians to get them back in good working order.
For non-porous materials like glass, rubber, metal, plastic and ceramics, a special ultra-sonic technique is used to remove soot and other residues from hard to reach places. High-frequency sound waves are sent through a cleaning solution in which the item is immersed. The pressure from the waves dislodges contaminants clinging to the material, penetrating holes and crevices.
Before you replace the contents of your building, talk to a fire damage specialist in Golden Beach, FL, to determine what can be restored through dry-cleaning, ultrasonic cleaning or other methods. They can even provide content storage services until your property is fully restored.