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Fire & Water - Cleanup & Restoration

Essential Information About Home Water Damage

8/11/2020 (Permalink)

a graphic that says category 3 damage Understanding water contamination levels may help you choose the best strategy for restoring your home and your peace of mind.

Essential Information About Home Water Damage

When water damages your Hallandale FL home, suddenly you have many tasks to take care of. Cleaning up and restoring your property can be both time consuming and expensive. This brief guide may help you identify your first steps and understand whether your insurance will help you. Home water damage generally originates from one of three sources.


Interior Water


Water-related damage often comes from sources inside your home. Here are some examples of interior, non-storm-related damage.

An appliance, such as a dishwasher or ice maker, leaks clean water.
A supply water line breaks.
A toilet or sewer overflows, introducing toxic sewage to your structure.
A washing machine leaks water contaminated by soil or grease.

If your offending water originated from a toilet or sewer, it is considered highly toxic, and a professional water remediation service should perform the cleanup. It is a good idea to inform your homeowner’s insurance agent about your water damage early on. They can tell you what level of coverage and reimbursement your policy carries.


Stormwater


When water enters your home before it reaches the ground, generally due to a weather event, it is considered stormwater. Hail, snow or rain entering through a broken window or roof leak describes this type of damage. Your conventional insurance will likely cover stormwater cleanup.


Floodwater


If water enters your home because of external, rising floodwater, it is considered to be highly toxic. Floodwater is called black water or Category 3 water, which is the highest level of toxicity. Water damage from Category 3 water can contain substances such as sewage, toxic chemicals or hazardous objects. For this reason, it requires professional crews to perform the cleanup. Your homeowner’s insurance will not cover this type of damage; a special government-issued insurance policy would be needed for you to receive help.
Whatever the source, water can cause significant damage and inconvenient interruptions to the lives of you and your family. Flood damage will require professional help for safe restoration. 

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